Health savings accounts (HSAs) are individual accounts offered by Optum Bank ®, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code.State taxes may apply. • Pay out-of-pocket and then distribute funds from your HSA to reimburse yourself. With an Optum Bank FSA, you have the tools and resources to make the most of your health care dollars. Use your Optum Bank payment Mastercard ® as you normally would for these purchases. State taxes may apply. Use your Optum Bank payment Mastercard ® as you normally would for these purchases. • Use online bill pay. ... FSA- vs. HSA-eligible expenses. For the first time, menstrual care products are considered qualified medical expenses for payment or reimbursement with an HSA, FSA or HRA. You can snap a photo of a receipt using your device’s camera and upload it to your account to document your claim. ... such as HSA Bank, Fidelity, HealthEquity, or Optum. Qualified Medical Expenses Save your receipts. The CARES Act has broadened the list of HSA-eligible expenses. Use your health care FSA or limited purpose FSA money, or dependent care FSA to pay for qualified medical expenses. Eligible expenses include medical, dental, vision, hearing and prescription drug expenses. The Optum Bank mobile app is the most convenient way to check your balance, submit and review claims, and receive messages—even when you’re in line at the pharmacy. For more information, visit optumbank.com. You can also use the FSA funds to pay for copays, coinsurance and a variety of other eligible items. Individual merchants, like pharmacies and convenience stores, must update their point of sale (POS) system to now recognize these products as qualified medical expenses for FSA and HRA. 11. Where can I use my Optum Bank payment Mastercard ®? We’re everywhere you go The Optum Bank mobile app is the most ... Common FSA eligible/ineligible expenses • The IRS publishes information on FSAs and eligible medical expenses. FSA Eligible Expenses Managing your FSA is simple With an Optum™ FSA, it’s easy to use your account. Individual merchants, like pharmacies and convenience stores, must update their point of sale (POS) system to now recognize these products as qualified medical expenses for FSA and HRA. Health savings accounts (HSAs) are individual accounts offered by Optum Bank ®, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. Here's what's on the list for 2020 and 2021. 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